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Letting agents

The paperwork between an accepted offer and a tenant with keys

Tenancy setup is the densest admin in the business, because an accepted offer turns into a fixed date and a stack of checks that all have to land before it. Most of the stack is date driven. Almost none of the judgement is.

Last checked 19 September 2026

Why setup is the worst week in the pipeline #

Everything else in an agency can slip by a day. Tenancy setup cannot, because a move in date has been promised to two parties and one of them has given notice somewhere else.

From the moment an offer is accepted, the work is a countdown, and the countdown is made of items that depend on other people: a referencing provider, an employer, a previous landlord, a guarantor, a gas engineer, an electrician and a landlord who is on holiday.

That dependency is what makes it expensive. The agent is not doing the work, the agent is chasing the work, and chasing is the most interruptible activity there is.

What actually has to land, and by when #

ItemTiming
Right to rent check on every adult occupier Before the tenancy starts. Where someone has time limited permission to be in the UK, GOV.UK says the check is done in the 28 days before the start of the tenancy
Deposit protected in an approved scheme Within 30 days of receiving it
Prescribed information given to the tenant Within the same 30 days
Copy of the current gas safety record Provided to the tenant before they move in
Copy of the electrical installation condition report Supplied to a new tenant before they occupy the premises
Smoke and carbon monoxide alarms checked In proper working order on the day the tenancy begins, for a new tenancy
Rent in advance Cannot be required before the tenancy begins; up to one month once the agreement is signed

Those are the landlord's and the agent's legal duties, and they stay that way. Nothing on this page suggests that organising the reminders discharges them.

Referencing is a chase, not a decision #

The referencing decision itself takes minutes. What takes days is getting the inputs: identity documents that are legible, an employer who answers a reference request, a previous landlord who confirms the tenancy dates, a guarantor who signs, and bank details that match the name on the application. In a small agency this is done by a person sending the same three emails on a loop, then sending them again.

Split it and the pattern is obvious.

Runs on rules

  • Requesting a document
  • Noticing it has not arrived
  • Sending a reminder
  • Filing it in the right place when it does
  • Telling the next person in the chain that it landed

Needs a person

  • Reading a set of references and deciding whether to recommend the applicant
  • Explaining a weak reference to a landlord without losing either party

The re-keying tax #

The same applicant details get typed into a referencing portal, a tenancy agreement, a deposit scheme, an inventory booking and an accounts record.

61%

Of lettings professionals say staff transfer, re-enter or duplicate information between systems during a tenancy

Property Industry Eye, 3 September 2026

17%

Use a single main system

Property Industry Eye, 3 September 2026

Each re-entry is a chance for a name to be spelled two ways, which is how a deposit ends up registered against a tenant who does not match the agreement.

Where setup usually goes wrong #

  • A certificate is assumed to be current and turns out to have expired two weeks before move in. See chasing safety certificates.
  • The deposit is taken by the landlord directly and nobody starts the 30 day clock. See deposit protection deadlines.
  • A second adult moves in who was never referenced and never checked for right to rent.
  • The file is complete but scattered across a mailbox, a drive and a CRM, so producing it later takes an hour.

The audit question we would ask is narrow: for the last ten tenancies you set up, how many separate places did the same tenant's name get typed, and how many reminder emails did one member of staff send? That number, not the software, tells you what setup costs. The free tools are a quicker first pass.

Questions people ask

What has to be done before a tenant moves in?
The checks and documents with fixed timing include a right to rent check before the tenancy starts, a copy of the current gas safety record before the tenant moves in, a copy of the electrical condition report before they occupy the property, and alarms confirmed in working order on the day the tenancy begins.
How long is there to protect the deposit?
GOV.UK states that the deposit must be put in an approved scheme within 30 days of receiving it, and the prescribed information must be given to the tenant within the same 30 days.
Can an agent take rent in advance before the tenancy is signed?
Under the Renters' Rights Act, landlords and letting agents cannot require rent in advance before a tenancy begins, and can only take up to one month's rent in advance once the agreement has been signed. Civil penalties of up to £5,000 apply.

Where these numbers come from

  1. GOV.UK, Deposit protection schemes and landlords , read 19 September 2026
  2. GOV.UK, Check if someone can rent your residential property , read 19 September 2026
  3. HSE, Landlords: gas safety check records , read 19 September 2026
  4. MHCLG, Electrical safety standards in the private and social rented sectors: guidance , read 19 September 2026
  5. MHCLG, Smoke and Carbon Monoxide Alarm (England) Regulations 2015: Q and A booklet , read 19 September 2026
  6. MHCLG, Guide to the Renters’ Rights Act , read 19 September 2026
  7. Property Industry Eye, Renters’ Rights Act piles more work on letting agents (Propoly survey) , read 19 September 2026 . Published 3 September 2026

Last checked 19 September 2026.

Our workings are on the methodology page .

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